The payment gateway built for small businesses.
Empower your business to accept multi-currency fiat transfers and secure cryptocurrency transactions side-by-side. Featuring a lightning-fast 0.5% flat fee structure with absolute zero hidden billing surcharges.
Family Roast Coffee & Co.
Select variables above & press Simulate Payment to see instant low-fee ledger validation
Designed to solve critical small business cash-flow & high processing friction
Why give away up to 4% of your hard-earned revenue to traditional conglomerates? "My Family Pay" sets the absolute standard for low-friction merchant solutions.
Flat 0.5% Transaction Fee
Enjoy flat, ultra-low fees with no setup overheads, no monthly subscription commitments, and absolutely no fixed per-transaction surcharges. That means minor ticket coffees or major consulting invoices pay the exact same low rate.
- ✔ No 30¢ flat ticket fee
- ✔ Save an average of 83% over traditional processors
Multi-Currency & Stablecoins
Say goodbye to cross-border high conversion fees. Instantly accept international payments in leading fiat currencies (USD, EUR, GBP) alongside high-liquidity crypto assets (BTC, ETH, USDC, USDT) routed via native secure conduits.
- ✔ Direct stablecoin custody to hedge volatility
- ✔ Auto-converts to standard fiat seamlessly
Ironclad Cryptographic Security
Protecting business assets is our absolute mandate. Powered by high-security Multi-Signature merchant vaults, end-to-end encryption layers, hardware keys verification, and automated risk scoring engines to reduce chargebacks.
- ✔ Dedicated hardware isolation
- ✔ Automated continuous AML tracking
Compare your exact payment savings in real-time
Drag the sliders below to declare your average monthly sales and typical customer receipt size. See how much cash remains directly inside your business pocket.
Specify Your Business Metrics
Calculated Fee Ledger Overview
Stop funding major financial gatekeepers. Retain your earnings instantly.
Dual-Security Protocol: Safeguarding stablecoin routing & bank settlements
At My Family Pay, our core priority is building payment paths that are secure against both cryptographic vulnerabilities and legacy fraud methods. We bridge physical banking rails directly into blockchain nodes securely.
Multi-Signature Hardware Custody
Funds stored temporarily in stablecoin settlement states are locked behind highly secure, multi-signature, hardware-isolated multi-sig rules. No single key can approve transfers.
Biometric Auth & PCI-DSS Compliance
Fully compliant card entry routines integrated directly with native biometric verification protocols on users' smartphones (iOS FaceID / Android Fingerprint validation).
Zero-Gas Decentralized Relay
We optimize and subsidize smart contract gas overheads behind an automated meta-transaction relayer so merchants never worry about volatility in gas fees.
Check Layer Safe Status
Automated Anti-Money Laundering Scanning
Every incoming single transaction undergoes real-time threat-scoring assessing geographical origin nodes, wallet age, velocity profiles, and address block lists. Slashes chargebacks and preserves merchant safety.
Our upcoming cross-platform React Native App. Unified POS terminal in your pocket.
Accept multi-currency transactions and stablecoin conversions directly on your mobile device. We are actively developing unified iOS and Android applications written in React Native. This ensures a single robust, secure codebase that delivers Native 120Hz performance on both platforms.
Generate instant, highly detailed payment QRs for your customers, who can scan using standard smartphone wallets.
Get instant push notifications the exact millisecond stablecoin or bank deposits clear, keeping operations fast.
Authorize transfers and withdraw business funds instantly via securely sandboxed Apple FaceID or Android Biometric code.
A beautiful, detailed ledger database tracking payments, dates, average customer ticket size, and cumulative fee savings.
One Flat Account. Every platform support option.
No subscription tiers, no paywalled features. Experience professional grade merchant tools from day one with simple flat transaction sharing.
The legacy processing path designed decades ago. Siphons notable cash from small low-ticket transactions and chargeback dispute operations.
✗ Surcharges on micro-payments eat profit margins
✗ Up to 3.5% foreign exchange surcharge loops
✗ 3-day bank settlement waiting pool holds cash
✗ Setup hardware costs and portal terminal fees
Direct routing without overhead. Built explicitly as a unified payments bridge keeping capital inside your local business ledger.
✔ Flat volume pricing - zero charge block fees
✔ Fully open API routes + React SDK modules
✔ Real-time settlement off-ramp routing
✔ Access to pending React Native companion mobile app
Frequently Answered Inquiries
Clear answers to standard questions on compliance, stablecoin conversion rates, and integration timelines.
Secure your 0.5% flat processing rate today
Be among the chosen small businesses and modern developers to alpha-test our web companion system and the native React Native mobile platforms (iOS & Android).